📜 Terms

Guests can use the NOVA player with no signup: live radio and on-demand playback are free, with up to 1 manual skips/hour and a sign-up reminder about every 4 plays. When a queue runs out, Infinite Autoplay continues with similar tracks — up to 10 tracks per session for guests. Favourites, playlists, song downloads (charged to your AUD wallet), song requests, history and library need a free account. These limits are admin-set and may change.

One wallet, held in Australian dollars — 1 unit = A$1.00. It pays for everything on the site. The old “Gem” and “Credit” currencies are retired; if you still see those names anywhere, it is this same AUD balance under an old label. Money you top up yourself is for spending here and cannot be paid out to a bank account — only income you earn from readers can (see “Publishing & earning”). You can, however, close your account and have any unspent top-up refunded to the card or PayPal account you paid with (see “Closing your account”). Once a service is delivered the deduction is final, but if something fails technically you get it back, and nothing here limits your rights under Australian Consumer Law.

VIP includes a cloud radio station and lifts our own internal limits for a set period: free or higher-quota use of tools that run on our servers, cosmetic extras, no watermark on what you publish, and no platform fee on reader support. External AI is discounted, never free: anything powered by a paid external AI service (image/video generation, mastering, vocal separation, AI translation, the writing assistant) is charged to everyone, including VIP — at up to 20% off on MIBL VIP Bronze, 30% on MIBL VIP Silver and 40% on MIBL VIP Gold, because we pay a real provider each time you run it. Song downloads and wallet top-ups are not covered. The three tiers differ in the station, the allowance and that rate; a gifted period is granted at Bronze. The fee is non-refundable; cancel anytime to stop auto-renew while keeping access to period end, and we email you three days before any charge. A paid subscription includes a monthly allowance of this use — A$7.50 on Bronze, A$15.00 on Silver, A$30.00 on Gold — spent before your wallet, reset each calendar month, never carried over or refunded. A gifted period carries no allowance.

Publish your own book and keep full ownership — we only get a licence to host and show it. You choose how many opening chapters are free (a free chapter includes all its parts). When a reader supports your book we keep a platform fee (currently 20%) — VIP authors keep the whole tip — and the rest goes into an earnings account of your own, kept separate from the wallet you spend from, so earned money is never spent by accident. It settles after 7 days (a card payment can be reversed days later, and a refunded payment reverses the earning with it). Settled earnings go to your bank. If a transfer into your wallet to spend is offered, it is one-way, so once earnings become spending credit they cannot be withdrawn. To withdraw you set up a Stripe Connect account — Stripe verifies you and holds your bank details, we never see them. Minimum payout A$20.00. You are responsible for any tax on what you earn.

You can ask us to close your account and refund any unspent, deposited cash balance at any time. The refund goes strictly back to the original payment method (Stripe or PayPal) you deposited with — Anti-Money-Laundering rules do not let us send it anywhere else, including to a different card or a bank account. Promotional and bonus credits are not refundable and have no cash value. None of this limits your rights under Australian Consumer Law.

Not switched on right now. Selling downloads and sending tips to artists are currently turned off across MIBL. The terms below are the licence as written and remain in force for anything that has already happened; nothing new can be bought, priced or tipped while this notice is here. We will turn it on when we can carry the obligations that come with it properly, and this notice will disappear when we do.

Download any song from the NOVA player for a price set by the admin and shown before you confirm (vocal and instrumental priced separately). Pay once, own forever — re-downloads are free and the song stays in your library. A download is for personal, non-commercial use only; redistribution, resale or commercial use is not allowed.

All real-money payments are processed in AUD via Stripe, which may also offer Apple Pay and Google Pay on your device. We never see your card details. You can support a book without an account — we then create a free account from your payment email and send you a one-tap sign-in link, so the book stays yours.

Much of the MIBL Radio catalogue is produced with AI music tools, then edited and curated by our team; the personal-use licence above applies the same way. If you use our AI writing, cover or translation tools, the output is yours — but so is responsibility for it: check it before publishing, and note that what you submit is sent to an external AI provider to generate the result. Copyright in purely machine-generated work is unsettled in some countries, including Australia.

Calls in Tanin are peer-to-peer or relayed encrypted and never recorded. A member can invite a non-member via a revocable Guest link, bound to one chat. Submitting a "Voice Drop" clip means it may be aired live on the radio after admin review.

You must be at least 16 (or the minimum age in your area, whichever is higher) to register or purchase.

MIBL Radio is an Australian business (Sydney). These terms are governed by NSW, Australia law, and nothing here limits your rights under the Australian Consumer Law.